Monday, September 30, 2019

A brief analysis of the positive and negative effects of adolescent working

Adolescent working is associated with both positive and negative effects. Apart from their indulgence in delinquent behavior, they are also more unlikely to meet academic requirements too. This apart any negative feelings with the workplace, can itself produce have a depressing effect. However there are also many positive effects associated with their early interaction with the industry and work attitudes.They learn to manage themselves with an eye for savings and future life. It cannot be defied that this is a crucial phase of life for an adolescent individual and any external support could help immensely, in meeting the demands placed on the individual.The adolescent period is perhaps the most difficult phase of life for any individual. This child-to-adult transition phase is associated with both physical and mental changes. In their adolescence years, children experience greater psychological growth as they try to keep up with the related physical and sexual developments, associat ed with this period.Adolescents experience difficulty in adapting to the unexpected sudden rise in sexual and aggressive drives. These changes on them produce confusion and they struggle to come to terms with their understanding of the world around them.The physical development in adolescents affects their habits and interaction in several ways. By their mid-adolescence, their emotional and intellectual abilities are increased and they seek adventure and are willing to experiment different ideas.They seek to develop an identity for themselves, be independent and achieve. Adolescents would want to weaken their ties and their dependence, on their parents. They look for an employment to facilitate all these requirements.Research has shown that adolescents taking to work are associated with positive and negative effects. Among the skill sets they acquire through work are time management abilities, marketing capabilities, managing finances etc.Apart from gaining work experience, they dev elop good work habits and experience financial independence. It has been estimated that about 50% of the students save from their earnings even as they reach their tenth grade. Their interest in working is driven by aspirations of a higher standard of life and a passion to buy things they need.Adolescents use their money mainly on expenses associated with car, their clothing and education (McDowell and Futris, 2001). They also save for their college while helping their parents with their domestic expenses.An adolescents’ positive perception of industry and employment is boosted by early encouraging experiences. Emphasizing on the benefits associated with early employment, the government too has encouraged high school students to seek part time employment (Net industries, 2008).A 1999 study by Barling and Kelloway found that about 80% of high school graduates have worked at least on one part-time job. Among the significant benefits of working, while at high school are that it helps in the transformation from school to workplace, and in developing a work psyche. Parents too encourage youth employment as it promotes independence and responsibility.Unfortunately adolescent employment is more associated with negative outcomes, than its benefits. Their employment deprives them of sufficient time with their homework, thus forcing them to make it up by manipulating; by copying and cheating. They tend to cut classes to make up for the time spent on the job.Apart from a decline in academic achievements, they are influenced by other factors existing in their work places. These effects are lesser among adolescents who work for lesser number of hours and therefore get to spend more time with their parents.Adolescents working for more than 20 hours a week develop delinquent and problematic behaviors. Adolescents are exposed to other adults in their workplace, devoid of any parental guidance, and they acquire habits and behaviors that are not appropriate to their age, although it may suit an adult (Dufur, 2002).When youth find themselves in a work setting, they are more focused on employed adults as role models, rather than school completed seniors. They have lesser time for eating, exercising or sleeping which has its own physical or mental effects.Adolescents having complaints at work are more likely to get depressed and develop negative self- perceptions. Some employed youth, particularly those in high intensity work, even take to alcohol and drugs while being in school. Several studies have pointed to the association of adolescent working and risk behavior including petty crimes, marijuana and risky sexual indulgence.Teens need to be understood and supported to meet the challenges of work and school. They need to be guided to use their time and resources in a more beneficial way. Creating a time bound schedule, emphasizing on the time to be spent on work or school each day or week, would help in organizing their commitments. As they near adu lthood, they must be taught to manage all responsibilities and roles associated with it.REFERENCESMcDowell U and Futris T.G., (2001) Adolescent Employment, Ohio State University Extension, [Electronic Version] downloaded on 6th March 2007 fromhttp://ohioline.osu.edu/flm01/FS08.htmlNet industries (2008) Working in Adolescence – Advantages and Disadvantages of Adolescent Employment [Electronic Version] downloaded on 6th March 2007 fromhttp://social.jrank.org/pages/690/Dufur M. (2002) Examining the Motives for and Effects of At-Risk Students’ Work for Pay during High School. Brigham Young University [Electronic Version] downloaded on 6th March 2007 from http://www.fcs.utah.edu/info/utahdemographers/binary/?id=13

Sunday, September 29, 2019

“Death of Socrates” by Jacques-Louis David Essay

Behind every great piece of artwork lies a story. Each story told by art is defined by the era in which it was created. For one to truly comprehend what message an artwork conveys, one must be familiar with the historical context from which it was taken. One great example would be â€Å"Death of Socrates† by Jacques-Louis David. The meaning of the painting can only be derived from an understanding of the 18th century, an era where the Enlightenment occurred and Neoclassicism flourished. The painting â€Å"Death of Socrates† was created during the 18th century. Despite this, the artwork depicted personalities from ancient philosophy. One would be prompted to ask, â€Å"Why did the artist choose to paint figures from antiquity in an 18th century art piece? The answer lies in the historical period in which the artist was included. In 18th century, Europe was immersed in an era known as the Age of Reason or Enlightenment. During this time, reason prevailed in all aspects of human life. The dominance of reason altered the political and social landscape, as people began to challenge traditional institutions and beliefs. The Enlightenment was very influential in France, which is why it is no surprise that Jacques-Louis David had applied Enlightenment ideals in his paintings. It must be noted that the late 18th century was also known for the â€Å"renewed interest in classical antiquity† (Gardner, Kleiner and Mamiya 646). The revival of Greek and Roman culture was most apparent in Neoclassicism, a movement which borrowed the basic elements of classical art. Neoclassicism became evident in architecture, painting and sculpture; all these disciplines integrated the styles and themes of the ancient world. David was part of the Neoclassicist movement and became one of its most prominent painters. This was the reason he chose Socrates as his subject. Hence, David’s style and technique as an artist was shaped by the Enlightenment and Neoclassicism. The painting describes the last moments of Socrates (â€Å"Jacques-Louis David†). The philosopher is seated upright on a bed in the middle of the painting, surrounded by his companions. His left hand points in an upward direction, which is an indication of the ancient Greek belief in the transmigration of souls. According to this belief, the soul lives forever. This is the reason why Socrates is seemingly unconcerned with his impending demise and had freely accepted his fate. Meanwhile, his right hand reaches for the hemlock. The hemlock was placed in the middle because death is the central theme of the painting. One would wonder why David chose to depict Socrates with the physique of a young man when the philosopher was in his 70s. It must be noted that â€Å"Death of Socrates† is a Neoclassical piece, which means that David followed the style of ancient Greek art. Ancient Greek art is known for its ideal, perfect depiction of human beings. Compared to Socrates, the people who surrounded Socrates display a completely different attitude. The companions of Socrates are depicted as figures overwhelmed with anguish due to the philosopher’s impending death. The people on the right side of the painting are obviously distressed by death. They are depicted as excessively emotional, which rendered them remarkably distinct from Socrates. Only three figures in the painting seemed more in control of their emotions. The wife of Socrates, who is found in the left side of the painting, is leaving the prison with an indifferent facial expression. Crito is seated on a stool on the foot of Socrates’ bed, with his head down. Meanwhile, Plato has a firm grip on the leg of Socrates. Such action implies that Plato did not want his master to surrender to death. In this painting, the philosopher’s attitude and way of thinking becomes apparent due to the different reactions towards death as shown by the figures. While others mourn his last living moments, Socrates’ remain indifferent and unaffected. He accepts his death while keeping his beliefs intact. The philosopher has a more accepting perspective of death; instead of fearing death, he embraces it. David meant for the painting to be a reaction towards the political situation of France during that time. As a part of the French Enlightenment, he and his friends demanded change in the leadership of the monarchy. The painting was made prior to the French Revolution and the painter wanted his work to serve as an inspiration to those who would be involved. He sought to tell the French people about their duty to the nation. He wanted to convey the message that they must sacrifice for the good of the people and fight against unfair leadership. This was the reason why he chose Socrates as his subject. The Enlightenment called for freedom of thought. The era was about the transformation of society towards the truth. Socrates was a man who defended freedom of thought. However, he was killed by the Athenian government who wanted to diminish the doubt that his beliefs aroused. The death of Socrates was the death of truth. Through the painting, David criticized the French monarchy for suppressing the truth. Like Socrates who chose to defy the government and stay true to his beliefs, David wanted the French people to fight against unjust leadership and defend freedom of thought. The play of light and darkness in â€Å"Death of Socrates† helped showcase the message David wanted to express. For instance, the brightest part of the painting is in the middle, where Socrates was situated. Meanwhile, the darkest areas of the painting are on the sides. In the left side, there is the dark hallway as well as the staircase through which the wife of Socrates leaves the scene. The upper right hand side of the painting, the area which is found above the mourning people, is also rather dark. There is a reason behind such distribution in the painting. David envisioned Socrates to be a role model; the latter proved to be formidable figure that was not swayed by the coming of death. He was a man who willingly gave up his life and refuses to deny his ideals. This was the reason why the light was fixed upon him. Those who are situated the dark areas are the people David wanted to change. The darkness touches upon the weeping companions of Socrates, those people who surrender to grief when confronted with death. The wife of Socrates is depicted as fleeing from the scene, as if she cannot bear to deal with the philosopher’s demise. David wanted virtue and sacrifice from the people who are confronted with a revolution and those in the dark areas in the painting represent those who lack these notions. The movement of the figures is also instrumental in demonstrating the meaning of the painting. The viewer can clearly see the contrast between the stance of the philosopher and the stance of the people around him. On one hand, Socrates is in a straight sitting position; the painting makes him appear full of life and energy. It is also evident that he possesses self-control at that moment. On the other hand, the figures who surround him reveal lifeless body language. The philosopher’s companions are shown to be stooping, with their heads dropped. The posture of the figures alone highlights the difference between Socrates and his companions. The difference in posture contributes to the meaning of the painting because it asserts the position of Socrates as the one to emulate in the time of the French Revolution. David wanted the French people to be like Socrates, a man who stood by what he believed in and was not afraid of the consequences. All artworks have a story to share. The story behind an artwork can be best understood when one is familiar with the historical era from which it was made. In the case of â€Å"Death of Socrates† by Jacques-Louis David, one must know about the Enlightenment and Neoclassicism in the 18th century to know what the artist wanted to convey. David was an artist who was strongly influenced by the Enlightenment and Neoclassicism, so the only way to truly understand his work is to look through history. Works Cited Gardner, Helen, Fred S. Kleiner and Christin J. Mamiya. Gardner’s Art Through the Ages: The Western Perspective. Florence, Kentucky: Cengage Learning, 2005. â€Å"Jacques-Louis David: The Death of Socrates. † Boston College Web Site. 27 Nov. 2006. 31 March 2009 .

Saturday, September 28, 2019

Shareholder Wealth Maximisation Essay Example | Topics and Well Written Essays - 2500 words

Shareholder Wealth Maximisation - Essay Example While on the other hand CSR refers to the obligation that a business has towards the society for using it as resource. In this era of global business, maximisation of shareholder's wealth has frequently exposed violations to the responsibility that a business has towards the society. (Roe M.J., 2001) The dawn of Globalization was characterised by reformative measures in economies, mobilization of funds and growth at unusual pace. After the initial precipitation it appeared that much had to be evaluated in terms of gains and losses as a whole. Accordingly, the concept of Shareholder's Wealth Maximisation has been critically evaluated by many and subsequently other theories have been developed. However, moving on to the other approaches a better understanding of the market conditionals is needed. In business economies the markets are divided according to the structural variations. There are perfectly competitive markets which is the majority and there others such as the Monopoly, Monopolistic competitive markets and the Oligopoly markets. The shareholder maximising theory has created much stir in the perfectly competitive markets such as the U.S. The points are discussed in the later part of the study. However in a monopoly market the maximisation theory can be alarming. The shareholders in a monopoly market will try to maximise the profit by producing less and hiking price. The additional premium will be increasing the shareholder's wealth if primacy norms are higher. If, however, the primacy norms are weaker the above condition will enhance the Nation's wealth. As the world is now a global village the differences in the different market no longer exists. Therefore everybody is more worried on the system and approaches to functioning rather than on the place. The instances of the bankruptcies, fraudulent practices, concentration of wealth has given rise to other schools of thought in the objective of a business. Alternative Approaches An overlook at different economies will point out broad groups in the style of functioning. There are traditional and radical players, there are modern and flexible counterparts and there are nations who have mixed approaches to structural formation. For example countries like U.S. or U.K. are known for their shareholder wealth maximisation culture, on the other hand countries like Japan and Germany are known for their Stakeholder Maximisation concept. The shareholder maximisation theory rules that the managers of a firm will conduct fiduciary duties towards the maximising the investors in the firm. The Stakeholder Concept states that the managers' goal should not only be to maximize the shareholders' wealth but also take into consideration the stakeholders. The stakeholders of a firm are the employees, suppliers, customers and the local communities. (Allen F. & Zhao M., 2007) The Stakeholder concept, popularized by R. Edward Freeman, gave the world an important aspect to think. The theory was powerful enough to change the structural framework of economics and law. The importance of capital always existed in the world of business but it undermined the contribution of other factors

Friday, September 27, 2019

Hunting Trip Essay Example | Topics and Well Written Essays - 1500 words

Hunting Trip - Essay Example According to the study unlike him, Kelvin had no reservations about exciting the bear, before he could tell him to calm down so as not to draw the animal’s attention, he was bounding past him into the forest and the bear could not have been more exited as it burst through the undergrowth looking way bigger and meaner than it had when it was half hidden. "I followed Kelvin, who was by now running at full tilt and screaming his head off, I had heard that the best way to survive an animal attack was to have friend who wasn’t as fast as you were. If that was true, Kelvin had nothing to fear since I was naturally slower than him, I could hear the bear grunting a several feet behind me but I could have sworn it was inches. I slipped and fell and for a fraction of the scariest second of my life, I was sure the bear would catch up and rip me into shreds; however I sprang up almost as fast as I had fallen and kept running. Spurred by fear, I accelerated and the race was on, for the bear it was about lunch but for us it was our lives we were running for, at that moment I was so scared that I was sweating through every pore on my skin and something in my mind was telling me this was the end. Nevertheless, I felt (or thought I felt) adrenaline coursing through my veins and I run harder than ever before. I kept running into low hanging branches that my friend had brushed aside in his haste and some of them smacked me right in the face as they swung back after he had pushed them away. I was however too scared to feel the pain, many tore into my face living deep scratches which I only noticed much later. This was not how I had planned my day; I had been persuaded by my friends, Kelvin and Fred to join them in a hunting â€Å"expedition† they made it sound like we would be reliving Mungo Park’s exploration into Africa although I knew at best we would scare a few rabbits. Still, against my better judgment I acquiesced and we agreed to meet at Kelvin' s place on Saturday at 7 Am. I borrowed an on old hunting rifle which my dad swore could take out an elephant from 200 yards, from experience, it was unstable and the scope was faulty such that the easiest way to guarantee you do not shoot something would be to aim at it. When I got to the rendezvous, I found Kelvin, Fred and another guy called Alex who was introduced to me as Fred’s cousin, we set off for the reservation with high hopes of bagging a few rabbits by lunch time. Two hours later, the only significant thing that had happened was that all or phones lost their signals and we had to navigate using Kelvins rusty compass."  

Thursday, September 26, 2019

HNC Counselling. Graded Unit F1M 34 Coursework Example | Topics and Well Written Essays - 2250 words

HNC Counselling. Graded Unit F1M 34 - Coursework Example (150) The main problem is Fritz seems to be somewhat of an underachiever. He is giving up because his business is not going well, and now it is threatening to break up his whole family. Additionally, he has communication issues with his wife, not really knowing how to express himself well or share his feelings about what he wants to do with the business, when he should ideally let her know what he is thinking—especially wanting to make such a big life decision about selling the business and moving out of the city. Anna is right to want to have a divorce, as Fritz is being unreasonable. Further, he is not taking his parenting responsibilities seriously, and this is also a concern. Fritz, therefore, has three main problems: communicating with Anna, decision-making, and taking an active role in the development of his childrens’ upbringing. He needs work on these issues. Explanation of the theory. (250 words) The theories introduced here are humanistic theory and psychodyna mic theory, with Egan’s three-stage model as a way of understanding the theory. Humanistic theory is a very common theory which helps people understand one way to counsel others. â€Å"Many models of group work and organizational development have drawn heavily on humanistic theory† (Strawbridge, Woolfe, & Dryden, 2009, 142). Humanistic theory also has another name. ... There are â€Å"†¦verbal and nonverbal behaviours that enhance effective listening and communication† (Rennie, 1998, pp. 32). Psychodynamic counsellors notice behaviours and try to adapt these behaviours into more socially acceptable reactions. In the course of psychodynamic counselling, â€Å"†¦some behavioural patterns, and some feelings are unconscious [and the client may not be made aware of these until they are mentioned]† (Jacobs, 2004, pp. 101). Gerard Egan of Loyola University in Chicago developed a three-stage model, where the counselled individual must realize the present (â€Å"Where am I?†), the preferred (â€Å"Where do I want to be?†) and strategies for the future (â€Å"How do I get where I want to be?†). â€Å"Egan’s three-stage model can serve as a useful and practical map in counselling and a means of bringing structure to the process of counselling† (Burnard, 2005, pp. 127). Completion date and milestones. (65 words) The completion date for Fritz should be based on what he can do in how much time. Perhaps he should be given a finite date, a few months, in which to fix at least two of his problems—the communication issue with Ann and his inability to express himself well. The problem with Harry should be resolved sooner; Fritz should be encouraged to discipline him. Ethical principles in counselling. (100 words) In counselling, it’s important that the client’s boundaries are respected and that, obviously, one would not call Anna in order to let her know details of the counselling sessions unless Fritz allowed it. It would also be uncouth to offer parenting advice, tips, or admonitions, or otherwise tell Fritz outright how to run his life or manage his marriage. Those actions would be outside the

Wednesday, September 25, 2019

Migration History Paper Essay Example | Topics and Well Written Essays - 1000 words

Migration History Paper - Essay Example Firstly, it is the understanding from the interview that was conducted that ultimately the migrant experience within the United States has remained unchanged since late 18th century. Although technology has increased, jet travel has enabled individuals to rapid transit from international origins, and the complexity of paperwork and documentation within the United States has shifted, the first experience for the migrant is one in which hardship, deprivation, and most generally a step backwards in terms of quality of living is ultimately assumed. With regards to the interviewee in question, she described an experience in which once arriving in New York, she moved in to an apartment that was no larger than 500 ft.? and housed no less than six people; whereas in her home country, she had lived in the apartment that was nearly 700 ft.? and housed only three people. ... o the United States within the past 250 years, the reader should be mindful of the fact that the immigrant experience is ultimately different due to the rules and regulations of US visas and permits. Whereas 200 years ago the United States was willing to accept individuals as a means of providing labor to the rapidly industrializing system, the United States is currently reach the status of a highly developed nation and no longer requires the massive influx of unskilled immigrants to power the means of economic growth. However, this is not to say that migration and integration is no longer encouraged. As was the case with the interviewee in question, it was rapidly determined that rather than merely representing unskilled labor that had come to the United States as a means of bettering her life, this individual was highly skilled and represented key assets of education and experience can be utilized within the US economic system. The ultimate financial incentives that drove her to se ek out opportunities within the United States remain the fundamental defining characteristics of why I like the United States is continually attractive. With regards to the question of whether or not she would consider going back to her own country, the response came not as a function of seeking to define the fact that she now considered yourself an American where that she identified with, understood, and appreciated American culture; rather, the response was concentric upon the fact that she would not be able to make the same level of money and her own country as she was able to within the United States. This understanding necessarily brings the reader/researcher to the realization as to why it oftentimes takes to or three generations in order for the individuals to consider themselves an

Tuesday, September 24, 2019

Post-traumatic stress disorder Research Paper Example | Topics and Well Written Essays - 500 words

Post-traumatic stress disorder - Research Paper Example Threats of natural disasters like flood, storm, earthquake, fire etc and manmade disasters like terrorism, prison stay etc can cause PTSD. For example, after the 9/11 World Trade center attack, many of the Americans experienced PTSD because of the threats from Al-Qaida. This paper analyses the cause, symptoms and treatment options of PTSD. â€Å"PTSD starts at different times for different people. Signs of PTSD may start soon after a frightening event and then continue. Other people develop new or more severe signs months or even years later. PTSD can happen to anyone†(Medline Plus, 2011). The real cause of PTSD is still unknown to medical science. However, it is believed that various genetic, environmental and social factors are contributing to PTSD. The entire stress management mechanisms of the body are changed as a result of PTSD. â€Å"It affects the stress hormones and chemicals that carry information between the nerves (neurotransmitters). Having been exposed to trauma in the past may increase the risk of PTSD†(Post-traumatic stress disorder, 2011).Normal people and people with PTSD respond to abnormal behaviors differently. Normal people gradually forget about the abnormal event whereas for the PTSD patients, the memories of the trauma keep on agitate them in their future life.

Monday, September 23, 2019

Reality TV Essay Example | Topics and Well Written Essays - 2250 words

Reality TV - Essay Example In recent decades, the media has covered the analysis that the reality shows almost around the world have brought an enormous popularity as well as profitability, implicating a promising growing trend of such phenomenon in practice (Holmes & Jermyn, 2004, 302 pp.). However, not all the reality shows are very successful in particular, though they bring the attention of mass with its significant increasing popularity as well as cultural prominence. On the other hand, this does not necessarily imply that they are good in societal context or that they ought to be aired. This paper aims at criticising the essentiality of regulatory bodies to effectively ensure the respect for human dignity of participants in reality TV show by providing empirical evidences. The significant part of the popularity achieved by such programmes is primarily due to the involvement of ordinary individuals within extraordinary framework. Reality television shows possess the potentiality to portray an ordinary individual into national celebrities in the sense of encouraging his or her outwardly in endowment as well as making them to participate in performance-based programmes such as Pop Idol, however, programmes like Survivor as well as Big Brother have the capacity to make their participants to accomplish some level of celebrity phenomenon. Some of the critics of reality television shows have argued with its description as a 'r... he potentiality to portray an ordinary individual into national celebrities in the sense of encouraging his or her outwardly in endowment as well as making them to participate in performance-based programmes such as Pop Idol, however, programmes like Survivor as well as Big Brother have the capacity to make their participants to accomplish some level of celebrity phenomenon. Some of the critics of reality television shows have argued with its description as a 'reality-based show' as they explain several reasons for it such as the inclusion of several programmes under single genre. Big Brothers and Survivor, the reality based competitive programmes, as well as living arrangement shows like The Real World, the regulatory bodies essentially design the layout of the show and govern the daily activities of the participants in order to formulate the environment based on which the competition rules out which in essence involves the psycho-drama consisting of challenges, events, behaviours, emotions and conflicts in a pre-defined scenario (Anderson 1995, p.36). Mark Burnett, the originator of Survivor, also elucidates and agrees with the statement of not deszcribing the reality show as 'reality show'. He emphasizes the reality show as being a 'good stories of unscripted dramatization' (online). The second criticism mainly stems from the idea that the reality sho w producers may become highly premeditated in their editing process that may vary from altering chronology and selective appearance of the events to portraying specific participants as heroes or villains in particular (Anderson 1994, p. 8-13). The third criticism may be encountered as the counterpart of the second criticism in which it has been noticed that the participants by themselves modify their behaviour and

Sunday, September 22, 2019

The importance of SOC broth for bacterial transformation Article

The importance of SOC broth for bacterial transformation - Article Example The elementary one of it is Lysogeny Broth. SOC is associated with it (Hannan). SOC is a variant and a further refined form of SOB. While SOB is devoid of glucose, it is the presence of glucose to SOB which makes it a SOC. It also helps identifying and determining different colonies of bacteria, their growth time, and their overall nomenclature. SOC media is enriched with glucose which makes it more sought after for the formation and lateral transformation of bacteria. However the presence of bacteria is a concern since it strengthens the overall cell existence and ultimately more resistance. Other advantage to SOC broth is its adjustment to the PH level around 7, which is most desired and provides options towards a neutral usage. Apart from this, SOC contains certain percentage and proportion of MgSo4. Hence all these traits and possessions make SOC broth more suitable for bacterial transformation than the

Saturday, September 21, 2019

Haveloche corporation Essay Example for Free

Haveloche corporation Essay Haveloche Corporation is a research and development company, which translates into sporadic cash flows over time. There are times when genius ideas bring in lots of cash flow for the company. However, there are also times where those genius ideas are shelved because no one has an interest in that patent. The ever changing cash flows prove to be difficult for decision making, especially when it comes to whether the company should give back to its investors or not. Haveloche is constantly faced with the predicament of deciding what dividend policy is best for the organization and the investors. The company’s CEO listed the stock prices and dividends for us to look at. There are 3 theories of investor preference for dividend versus capital gains: (1) Dividend Irrelevance Theory or Modigliani Miller (2) â€Å"Bird-in-the-hand† Theory (3) Tax Preference Theory. According to Modigliani Miller (MM), the dividend policy has not effect on the stock price of the firm or the cost of capital. This theory states that investors reinvest the dividends back into the firm and the firm’s value is only based on the income produced from its assets, and not the dividends and retained earnings. According to the second theory, the â€Å"Bird-in-the-hand† theory, dividends are known and stable and capital gains are unknown and uncertain. The dividend is less risky than capital gains. The risk of the firm’s cash flows in the long run is determined by the dividend payout policy according to this theory. According to the third theory, Tax Preference Theory, capital gains are preferred over dividends. Due to time value of money, a dollar paid in the future on taxes has a lower cost than a dollar paid on taxes in the present. Capital gains typically have better tax advantages than dividends, which is why some investors prefer to invest in companies that minimize dividends. Based on the scatter plot, I would have to say that Haveloche has chosen a variety of these different theories over the years since they have been paying dividends. When the company needed to reinvest the money back into the company, they dividend was lowered. When the company had plenty of extra cash lying around, the dividend payout increased. Haveloche has been paying a dividend since its initial IPO, but those dividends vary from year to year. One could argue that the dividend is guaranteed each year based on history, but the investor does not have a clue as to how what that dividend will be based off. Moreover, if you take a look at the stock price from year to year, it widely fluctuate up and down. Investors in this do not know from year to year if the company’s patents are going to strike it rich or if they are just going to be shelved. It being an RD company, it is a risky company, which investors know prior to taking the plunge with investing their hard earned money. Haveloches business is based on the unknown of whether the patents will be useful to electronics companies. The company may come up with something that it deems the next big thing, but it may not find a company that wants to use it. Investors in Haveloche are not in it specifically for the dividends. Investors are hoping for heavy payouts if Haveloche makes it big. The company needs to do more research and look into which dividend policies are working for the other small R;D companies that work on patent projects. With more information and results, Haveloche would be able to make a more intelligent business decision about which dividend policy it should choose.

Friday, September 20, 2019

Education Essays Deaf Students Education

Education Essays Deaf Students Education Deaf Students Education Deaf Students and Higher Education Easier Access to Higher Education for Deaf Students: An Interdisciplinary Interpretation Introduction There is a high emphasis placed on higher education in the United States today. Many jobs require future employees to have a college degree before they will even consider the applicant. Colleges and universities can be very demanding and rough for any individual to attend, and people with any handicap can find themselves in a situation that is almost impossible to finish. Deaf students that wish to follow their dream of achieving a college degree find themselves in a tough situation, not only by the demands of college life, but also because of the lack of help they receive from these facilities. Deaf students that pursue higher education should have easier access to higher educational opportunities, allowing them to obtain better control over their futures. College degrees are not easily achieved by most individuals. The success of the person has many outside influences, such as, social standing, educational level when the person enters college, and help from the college itself. â€Å"Approximately 70% of the 123,000 deaf students enrolled in 2,300 colleges across the United States will not persist until graduation† (Smith, 2005, p 1). The cause of this high rate must be considered by many different facts as well as different disciplines. Is the educational level of deaf students lacking in some way that causes them not to be ready for school after secondary schools? Are the colleges / universities helping in everyway so these students can achieve their goals? Does society treat these students less significant that hearing students? To fully understand this multifaceted issue, more than one discipline needs to be looked at because one discipline will not lead to a resolution, thus an interdisciplinary interpretation must be used (Repko, 2005). Many disciplines could help explain the cause for so many deaf students not reaching college graduation. Biology could explain set backs deaf children face, such as, were they born deaf or did they lose their hearing at an early age that cause these children difficulties in development. History could be looked at for how deaf people where treated in the past, and see if the stereotypes and stigmas that were present back then still existence today. Psychology should be used to help understand the deaf students and their goals for their life. Sociology looks at how deaf people are treated in the society they live in. Education could help explain if deaf student graduate high school with the knowledge they should have learned throughout their primary education years or if the student fell behind and still continued on to high school graduation. Education, sociology, and psychology will have more of an impact on the planning that will help more deaf students achieve their goal of reaching college graduation. Education is the process that brings together the physical, cognitive, and emotional needs of a child to help that individual develop intellectual (Nath Cohen, 2005). Sociology is the study of various groups and subgroups in a society in a society (Macionis, 2006). This discipline helps illustrate the difficulties deaf students face in the United States and will also show the view that society has about deaf people that they interact with everyday. Psychology is the scientific study of the mind and how people behave in everyday situations (Nairne, 2006). This discipline could help understand the mind of the deaf student and the hardships they face daily. These three disciplines will bring many different views about why deaf students do not reach a college diploma. To fully understand the viewpoints and theories that are in each of these disciplines, a detailed review of literature from each of these disciplines will be examined and introduced to help fully understand this difficult issue. In order to help deaf student attain a college education, a system must be implemented that helps with the full range of problems that deaf students face. Deaf students not only face difficulties in education but other areas in their life that hold them back; so, these issues must be studied also. With the conclusions from education, sociology, and psychology a plan can be mapped out from grade school to college graduation that help deaf students succeed throughout all of their educational careers. Background Many deaf people do not see themselves as broken or that they need to be fixed. The opposite is closer to the truth. Deaf people see themselves as a subculture, a minority in society. They feel that American Sign Language is their first language and English is their second language, just the same way Hispanics view Spanish (Unknown, 2007). This is quite a different view point that many hearing people may have when they see a deaf person in their community. Most deaf people do not feel the need to be â€Å"cured’ from deafness and embrace their deafness as their cultural identity. This must be kept in mind when studying this issue because both, the hearing population and the deaf population, have vast differences to why this problem might be happening. Keeping this point in mind we need to look at several reasons for this dilemma. Deaf students receive the same high school diploma that hearing students do, so why does the deaf population have higher rate of dropouts than the hearing population? The typical eighteen year old deaf student reads below a fourth-grade reading level (Bollag, 2006). These students are being taught to read lips and with cued speech (hand movements around the mouth to indicate the sound of the word being spoken) and not in American Sign Language (ASL). Teaching them to read lips and with cued speech is great to develop their English skills but these students also need the access to their â€Å"native† language in order to grabs the world around them. â€Å"ASL exposes children to the world’s knowledge and it incorporates self-esteem and aspects of deaf culture. Mastering English gives them access to the richness of the English world, like Shakespeare and idioms† (Bollag, 2006). These children seem less likely to accomplish the same school work as hearing students their age, if they must first learn to read lips or cued speech, which could take years after they start school. This could be another step in implementing a way to help every deaf student succeed after they complete primary school. Accessibility to the subject content many also play a role. Under the Americans with Disabilities Act (ADA) 1990, deaf people have the right for qualified interpreter for their classes (U.S. Department of Labor, 1990). This needs a more in-depth look to see if all deaf college students are receiving this service. Qualified is loosely translated and could mean very different things to different organizations. Sign language interpreters have different levels of qualifications from state to state; therefore one state might be more lenient than others. This is a key to any deaf student’s educations and has many negative effect if the interpreter is not highly qualified. The other question about interpreters is; do they understand the course content of the classes the deaf student is enrolled in? When deaf students are taking the basic core classes most interpreters can clearly understand and convey the message of the professors. After the core curricular, more in-depth discipline classes of the major the deaf student has chosen. If the deaf student decides to major in Industrial and Manufacturing Systems Engineering, will the interpreter be able to fully understand the material and transmit that for the deaf student? This could be a very straing on both the interpret and the deaf student, which in turn could cause the deaf student to become frustrated with the course and drop out because they do not full understand. Are colleges deaf friendly? Some colleges have various programs and clubs for the student population. If only a few select deaf people are attending one univeristy the chances that they have special programs or clubs for these students are slim. Thus the deaf person may feel that they do not belong in the college world. People are social creatures and need the feeling of belonging, if deaf people do not feel this and on the extreme side feel exclused they may not want to continue their education. Another set back maybe how society views the deaf individual. Aristotle thought that hearing was the key to learning and deaf individuals that were not capable of speaking thoughts were thought to be dumb, with this the phase â€Å"deaf and dumb† arose (Hummel, 1993). This however is not the case; a minute encounter with an average deaf person will definitely disprove this theory. The sad truth is that many people today believe that this is true, and will hold on to this stereotype simply because they do not know any deaf people. There is a long history of remarkable deaf people that are not recognized by many hearing people. If this theory is false why do so many deaf people not graduate college? Society makes assumptions about every group and thus the group is stereotyped into something that, in most cases, is not true. Is this the reason why so many fail at higher education, because they have already labeled as less intelligent? The issues listed above show the star players in the education process for the deaf students. The cognitive ability of the deaf student must first be discovered. The educators in primary schools must be observed and taught the proper way to education deaf students. Then the college/universities must be examined to insure that the deaf student rights and needs are being met. Society also plays a key role into the education of deaf students; thus the stereotypes they hold need to be broken down to guarantee that the deaf students can succeed in today’s educational system. If these steps are taking the deaf student should be better able to seize their goal of graduating college. This problem needs not only to be looked at by many disciplines but with many different point of views. With this problem a debate with hearing and deaf arises, what is best for deaf individuals? Should hearing people decide what is best for the deaf child or should these decisions come from adults with hearing loss that have understanding about the deaf child experiences? If this dilemma is only looked at by one strict discipline or one point of view it could go unidentified by other professions and other individuals (Repko, 2005). Deaf students with dreams of higher education need an organization that helps with every aspect of they encounter throughout their educational careers. This organization needs to be design with the deaf student’s needs and also help educate deaf students of the government assistance/programs required under federal laws. This predicament affects many deaf students and has vastly impactions on their life. Without an education deaf people find jobs not necessary careers. This â€Å"real world problem† should be considered more broadly than one discipline can cover (Repko, 2005). In order to complete this task education, sociology, and psychology need to be explored. Education should be researched first to find better ways to help deaf students at younger ages to better prepare them for their future. Sociology should then be studied to see where the deaf students fit into society. The stereotypes of deaf people need to also be considered to inspect what needs to be altered in order for the deaf students, not to be look down on as less intelligent individuals. Psychology is the final stage of the approach because the deaf student also needs to be analyzed, in order to completely understand the full interpretation of the problem at hand. Armed with these disciplines the complete evaluation can be prepared, as a result a resolution can be achieved. Disciplinary Perspectives, Evidence, and Insights This section will present the most valuable material for discussing the topic problem. Both secondary and peer-reviewed sources may be used in this section, but, the primary sources are the most critical for the evidence from each discipline to be presented. Integration The integration for the disciplinary insights is the most significant part of the INTS paper. It is the center stage where all the actors come for the grand finale. Conclusion The conclusion will be the summary and will also mention any future research ideas or possible outcomes or consequences. References Education Bollag, B. (2006, May, 12). The debate over deaf education. Chronicle of Higher Education, 52, Retrieved February 26, 2008, from http://web.ebscohost.com/ehost/detail?vid=3hid=104sid=dae8a160-5873-4abe-8913-e7 Hummel, C. (1993).Aristotle (384-322 B.C.). Prospects: The quarterly review of comparative education (Paris, UNESCO: International Bureau of Educaion). 23, 39-51. Nath, J., Cohen, M. (2005). Becoming a middle school or high school teacher in Texas: A course of study for the pedagogy and professional responsibilities (PPR) TExES. Australia: Thomson Wadsworth. Psychology Nairne, J. S. (2006). Psychology: The adaptive mind 4th edition. Australia: Thomson Wadsworth. Sociology Macionis, J. J. (2006). Society: The basics 8th edition. Upper Saddle River, NJ: Pearson Prentice Hall. Smith, J. A. (2005). College is a challenge, but Ive got dreams and I know I can do it!. Dissertation Abstracts International, A: The Humanities and Social Science, 65, 3590-A. Additional Sources Repko, A (2005). Interdisciplinary practice: A student guide to research and writing. Boston: Pearson. Unknown, (2007, September 21 ). Oregons deaf and hard of hearing services: Deaf culture, history and importance . Retrieved March 7, 2008, from Oregon.gov Web site: http://www.oregon.gov/DHS/odhhs/tadoc/deaf7.shtml U.S. Department of Labor, (1990). The Americans with disablilties Act of 1990. Retrieved March 7, 2008, from Employment Standards Administration Office of Federal Contract Compliance Programs Web site: http://www.dol.gov/esa/regs/statutes/ofccp/ada.htm

Thursday, September 19, 2019

We Still Need Affirmative Action Essay -- Argumentative Persuasive Top

We Still Need Affirmative Action You are a New York City taxicab driver, a very dangerous profession in our society. A young African American male hails you late at night. You observe the male's clothing and decide that this may be trouble. Despite your obligation to pick him up, you drive on. Was your decision to racially discriminate a significant one? Dinesh D' Souza, a former editor of The university newspaper, does not seem to think so. In his recent visit to the campus and in a debate over affirmative action, D'Souza asserted that racism, although it may still exist, is no longer holding back the African American community and is not a justification for affirmative action. As D'Souza writes in his book, The End of Racism, "Racism undoubtedly exists, but it no longer has the power to thwart blacks or any other grouping achieving their economic, political, and social aspirations. It cannot be denied that African Americans suffer the slights in terms of taxi drivers who pass them by, pedestrians who treat them as a security risk, banks that are reluctant to invest in black neighborhoods, and other forms of continued discrimination." Mr. D'Souza, although he may not realize it, has pinpointed the importance that race still plays in our society. Race matters. It matters to the taxicab driver who sees a young black male as a mugger; to the cop who assumes that a black male in a nice car is the likely perpetrator of a crime; to the shopkeeper who follows the minority around the store. These are not minor inconveniences. These are barriers to opportunity. Mr. D'Souza argues that the taxicab driver who drives away is playing the odds in his favor. Why? Because the taxicab driver has incomplete information. The cabbie i... ...ight choose not to question a number of things. D'Souza does not realize the fundamental truth of his own conclusions; that his life experiences were essential to his perspective. We, the students of univeristy, are here to learn. The pedagogical framework that is the college learning environment is principally built on the intellectual and social interactions of the student body. We learn from each other. We learn when what we believe based on our experience conflicts with the perspective of another. We learn when those who have been treated differently question our assumptions. In this learning, in the classroom and outside, race matters. Experience is fundamentally altered by race. In an academic community that looks to learn, diversity of race is essential. Dinesh D'Souza is wrong: race still matters. There is still justification for affirmative action.

Wednesday, September 18, 2019

hand tools :: essays research papers

Hand Tools and Devices Ergonomically oriented hand tool design: Maintain a straight wrist  Ã‚  Ã‚  Ã‚  Ã‚  Maintain a straight wrist   Ã‚  Ã‚  Ã‚  Ã‚  Bent Nose Pliers. Such tools permit grasping, cutting, or turning objects while the wrist remains in a relatively straight position.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Hammer With Deviated Handle. The slightly bent handle maintains a straight wrist during the final impact position. Maintain a straight wrist  Ã‚  Ã‚  Ã‚  Ã‚  Maintain a straight wrist   Ã‚  Ã‚  Ã‚  Ã‚  Soldering Iron. The perpendicular bend of the head permits application of heat to a distal object while avoiding deviation of the wrist.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Saws, Power Wrench, Knife. A perpendicular handle (pistol grip) maintains a straight wrist during cutting, sawing, or rotary operations such as drilling or nut tightening. Maintain a straight wrist  Ã‚  Ã‚  Ã‚  Ã‚  Provide an optimal grip span   Ã‚  Ã‚  Ã‚  Ã‚  Cylindrical Handle. A tool for rotary action on a horizontal work piece maintain the wrist in a straight position.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Excessive grip span does not allow optimal application of force and imposes undue stress upon the joints. Avoid tissue compression  Ã‚  Ã‚  Ã‚  Ã‚  Protect against heat, cold, vibration extremes   Ã‚  Ã‚  Ã‚  Ã‚  Excessively thin or short handles cause small surface areas which in turn cause excessive pressure on tissues, leading to loss of local circulation.  Ã‚  Ã‚  Ã‚  Ã‚  Circulation is also affected by other factors such as vibration and temperature extremes from the tool of from the immediate environment. Gloves and insulating materials are used as protective devices. Second handle  Ã‚  Ã‚  Ã‚  Ã‚  Expanding spring An additional handle for powered tools, located near the front end, helps support a heavy tool, resistance to excessive torque, and safe placement of the tool on to the work piece.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Expanding spring on handles opens handles without stressful operator effort. Thumb stop  Ã‚  Ã‚  Ã‚  Ã‚  Gloves   Ã‚  Ã‚  Ã‚  Ã‚  A thumb stop improves stability, increases thrust force, and avoids slippage.  Ã‚  Ã‚  Ã‚  Ã‚  Gloves may be unavoidably used in inclement circumstances. Compensations must be made, when gloves are used, for a diminished grip force, diminished manual dexterity, and increased bulkiness which requires large handle dimensions. General considerations  Ã‚  Ã‚  Ã‚  Ã‚  Loss of grip   Ã‚  Ã‚  Ã‚  Ã‚  The functional assignment of the hands. Hands, when used with a tool, may be classified into the holding hand and the assisting hand.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Dropped Tool. Power saw dropped on foot. Loss of grip  Ã‚  Ã‚  Ã‚  Ã‚  Loss of grip   Ã‚  Ã‚  Ã‚  Ã‚  Slipping Hazard. Hand slips on to unguarded surface.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Curved Knife Guard. Loss of grip  Ã‚  Ã‚  Ã‚  Ã‚  Loss of grip   Ã‚  Ã‚  Ã‚  Ã‚  Knife. Ring guard. Enclosure for one finger.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Knife. Handle guard. Enclosure for all fingers. Balanced power tool  Ã‚  Ã‚  Ã‚  Ã‚  Second handle   Ã‚  Ã‚  Ã‚  Ã‚  Handle located at center of gravity.  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  A second handle near the front of a large tool allows added control. A second handle will also aid in resisting high torque forces. Crushing in between  Ã‚  Ã‚  Ã‚  Ã‚  Accidental activation   Ã‚  Ã‚  Ã‚  Ã‚  Handle Stops. Handle stops allowing at least 2.5 cm clearance prevent crushing fingers between handles.

Tuesday, September 17, 2019

Crime and Punishment Thought Piece

â€Å"Power is given only to him who dares to stoop and take it †¦ one must have the courage to dare. † According to the quote, does it mean that whoever wants the power and steps up and do something to get the power that they want, will get it? It seems like the quote is saying that courage is needed in order to get the power. In other words, power is the authority or strength that one can have. So my next question is, can EVERYONE have the power that they want if they just have the courage to be bold?I don’t think the answer is yes. If the world is made that way, it will be way more chaotic than it is right now. That way, the beggars will be able to have the power of authority that they wish to have just by stepping up and be courageous to â€Å"rebel†. â€Å"What do you think, would not one tiny crime be wiped out by thousands of good deeds? † This quote is so true. Even though you have been good the whole time, your one bad crime will wash away al l the good deeds that you were doing the whole time, even if that was over 10 years.In Korean phrases, there is a phrase saying that â€Å"the tower that you were investing in falls†¦Ã¢â‚¬  It is the phrase that people use when something that they were investing in or trying to do just falls and becomes nothing. I think part of the reason that people only remember one bad crime instead of thousands of good deeds is because people are potential to remember what’s different from others. Just like the college application, if you are different then you will be remembered longer than being all identical.

Monday, September 16, 2019

McDonald’s and Obesity

Government and influential health advocates around the world stated that their nations’ kids will become as fat as American kids, are cracking down on the marketers they blame for the explosion in childhood obesity. Across the globe, efforts are under way to slow the march of obesity. In the United States roughly 30 percent of American children are overweight or obese. According the U. S. Centers for Disease Control and Prevention (CDC), an estimated 64. 5 percent of Americans tip the scales as overweight or obese, the highest percentages of fat people of any countries are catching up.The World The World Health Organization (WHO) reports that globally there are now more than 1 billion overweight adults and at least 300 million of those are obese, a 50 percent increase in the number of obese people and there are 200 million children under five who are estimated to be overweight worldwide. In many countries the worst increases in obesity have occurred in young people. About half a million children in Europe are suffering classic middle- aged health problems because they are too far. Obesity among European children has been on the rise over the last 15 years.The number of overweight children in Europe did not change much from 1974-1984; then the rate started to creep up during the next 10 years, and it exploded after 1995. In Britain, one in five children is overweight or obese, in Spain 30 percent, and in Italy, 36 percent. While less than 1 percent of the children in Africa suffer from malnutrition, 3 percent are overweight or obese. Perhaps the most distressing data come from Asia, where the measure of being overweight used in Western countries may underestimate the seriousness of weight-related health problems faced by Asians.In Japan, for example, obesity is defined as a body mass index (bmi) level of 25 or more, not 30 as it is in Western countries. But Japanese health officials report that a BMI of 25 or more is already causing high rates of diabetes . About 290 million children in China are thought to be overweight, and researchers expect that number to double in the next 10 years. The World Health Organization has warned of an escalating global epidemic of overweight and obesity. Global Reaction to Obesity One of the perplexing questions is why the relatively sudden increase of obesity worldwide?Some opine that fast food portion sizes are partly to blame. The average size order of French fries has nearly tripled worlswide. Some people say advertising is to blame, particularly ads aimed at children, such as those ads that use celebrities to market high-calorie foods. According to USA Today, one study found that the average American child sees 10,000 food ads a year, mostly for high-fat or sugary foods and drinks. Traditionally, in developing countries, the poorest people have been the thinnest, a consequence of hard physical labour and the consumption of small amounts of traditional foods.But when these people in poor countries migrate to cities, obesity rates rise fastest among those in the lowest socioeconomic group. Even as food companies’ battle U. S lawsuits and legislators who blame them for inducing childhood obesity, they’re being attacked on another front-Europe-which is threatening, among other things, to ban advertising icons such Tony the Tiger and Ronald McDonald. †I would like to see the industry not advertising directly to children,† said one European health commissioner. â€Å"If this does’nt produce satisfactory results, we will proceed to legislation.†The European Health Commission has called for the food industry to set its own regulations to curb so-called junk-food advertising aimed at the European Union’s 450 million citizens-or face bans similar to the tobacco industry. The ominous comparison to cigarettes is increasingly being made in the United States as well. Commenting on a McDonald’s plan to send Ronald McDonald to schools t o preach about nutrition, an aide to a U. S. senator said, â€Å"No matter what Ronald is doing, they are still using this cartoon character to sell fatty hamburgers to kids.Once upon a time, tobacco companies had joe Camel and they didn’t get it either. † Also under fire is TV advertising of kids’ foods, as calls for curbs or bans rise around the world. â€Å"If the rise in [the] child obesity trend continues, within five years we’ll be in the same situation as America is today,† said a senior child nutritionist at the University of Copenhagen who sits on the board of Denmark’s National Board of Nutritional Science. â€Å"Banning T. V ads that are targeting kids is an important strategy to adopt.†But there is an argument that those measures won’t help. â€Å"In Sweden, Norway and Quebec where food ads are banned from kids’ TV, there’s no evidence that obesity rates have fallen. † A new law in France will f orce food marketers to choose between adding a health message to commercials or paying a 1. 5 percent tax on their ad budgets to fund healthy-eating messages. Other measures under consideration in Europe include banning celebrities and cartoon characters from food ads aimed at children and preventing food marketers from using cell phone jingles to reach kids.Ireland bans celebrities from food and a beverage ad aimed at children and requires confectionery and soft-drink spots broadcast in programs where half the audience is younger than 18 to carry a visual or voice-over warning that snacking on sugary foods and drinks can damage teeth. Ireland is a small market, but there are fears that these measures could spread to the United Kingdom and then to the rest of Europe, especially since many advertisers run the same campaigns in the United Kingdom and Ireland.Unlike France and Ireland, the United Kingdom is trying a more carrot-and-stick approach, encouraging self regulation with legis lation as a last but threatened resort. The U. K. Government published health recommendations giving the food and beverage industries to act more responsibly or face formal legislation. The document followed a high-profile U. K government inquiry into child obesity last year. Marketing and agency executives called to give evidence were grilled publicly over the use of celebrities in ads, inciting kid’s â€Å"pester power† and high salt and sugar content in foods.The paper’s proposals include clamping down on using cartoon characters to appeal to kids in food and beverage ads, potentially dooming brand icons such as Kellogg’s Tony the Tiger. There have also been calls for a ban, like Ireland’s on celebrity endorsement in â€Å"junk-food† advertising . In a country where the biggest grocery-store brand, PepsiCo’s Walkers Crisps, relies on celebrities in its ad campaigns, that’s a big deal. The Nordic countries are the most milita nt about enacting laws to ban or restrict marketing of foods that they consider unhealthy to children, and fighting to extend those restrictions to the rest of Europe.The toughest laws against advertising to children have long been in Scandinavia, where the health risks of obesity and diabetes from high sugar consumption are sometimes compared to tobacco. The legislatures in Sweden, Finland, and Denmark are all considering even tighter controls on marketing sugary foods. Denmark’s National Consumer Council has petitioned the government to ban marketing â€Å"unhealthy food products† to anyone under 16, and Finland’s legislature is hearing from health groups that want a total ban on TV ads for sugar-laden food.Commenting on such proposals, the CEO of the Finish Food and Drink Industries Federation said, â€Å"Implementing stricter controls on advertising food and drinks will not be a quick-fix answer to all these problems. † â€Å"The European Union is on it, Washington is on it, the ball is rolling now and the food companies have to do something,† said one top advertising agency executive. But he added, â€Å"I hope food companies won’t be bullied into doing things that play to the politicians,† nothing there are other contributing factors for obesity, such as low income.He said food marketers could truly contribute to a solution by putting money into programs like the USDA’s Nutrition Program for Women, Infants and Children, a subsidized food and education program that also happens to be very good at driving sales for the products approved for the list. The key is to translate the hype to real solutions like physical education in schools and parents-the most important role models, according to substantiated research-reclaiming responsibility. †If a food has a right to exist, a market has the right to advertise it.†Marketers are struggling against a crackdown on food advertising amid growing c oncern over obesity throughout the world. Marketers are trying to avert a clampdown with greater self-regulation. But despite a slew of individuals company efforts to shift new-product and marketing focus to healthier offerings, the industry has, until now, large shied away from defending itself more broadly.McDonald’s Response For the last few years, McDonald’s has reacted to the obesity issues in several ways in the U. K. and other countries Concerned about consumer reaction to the film Super Size Me, McDonald’s Corp.  broke a U. K campaign called â€Å"Changes† with poster ads that omit the Golden Arches for the first time, replacing them with a question mark in the same typeface and the tagline† McDonald’s. But not as you know it. †Promoting ongoing menu changes, the posters feature items such as a salad, a pile of free-range eggshells, pieces of fruit and cups of cappuccino. The effort preceded a direct-mail campaign to 17 millio n households touting healthier menu items and smaller portion size. McDonald’s aim was to cause people to think differently about McDonald’s and to make the public aware of new products.†There’s no intention to abandon the Arches† but only to focus attention on the â€Å"healthy† additions to the menu. Despite the new campaign, research showed the chain hadn’t received the hoped for awareness for some of the newer items on its menu, including the all white-meat Chicken Selects and the fruit bags. More worrisome, a research study revealed that frequent users didn’t like to admit to friends that they ate at McDonald’s. â€Å"We don’t want to have closet loyalists. † One researcher urged more time for McDonald’s â€Å"Changes† campaign to get traction.â€Å"The market position and market stature of McDonald’s in the U. K. is not nearly as strong as it is in the U. S. and accordingly, you ha ve to stick with the program longer, â€Å" he said. But he warned that the â€Å"Changes† campaign could backfire. â€Å"Trying to suppress the logo is not likely to change the hearts and minds of many fast-food voters in Europe. † In anticipation of the release of the documentary Super Size Me in the United Kingdom, McDonald’s in London went on the defensive with full-page newspaper ads discussing the film.The ads, headlined â€Å"If you haven’t seen the film ‘Super Size Me,’ here’s what you’re missing,† have appeared in the film-review sections of six newspapers to coincide with filmmaker Morgan Spurlock’s appearance at the annual Edinburgh film festival. The copy describes it as â€Å"slick and well-made,† and says McDonald’s actually agrees with the â€Å"core argument† of the film-â€Å"If you eat too much and do too little, it’s bad for you. † However, it continues:  "What we don’t agree with is the idea that eating at McDonald’s is bad for you.†The ad highlights some of McDonald’s healthier menu items such as grilled chicken salad and fruit bags. A spokeswoman for McDonald’s said it ran the ads to ensure there was a â€Å"balanced debate† about the film. Super Size Me distributor Tartan Films has retaliated by running identical-looking ads in newspapers promoting the film. As a direct response to government calls for food marketers to promote a more active lifestyle, McDonald’s U. K. launched an ad campaign aimed at kids featuring Ronald McDonald and animated fruit and vegetable characters called Yums.In two-minute singing-and-dancing animated spots, the Yums urge, â€Å"It’s fun when you eat right and stay active. † Even though McDonald’s plans to expand its healthier menu offerings, it does so cautiously, so people remember that the Golden Arches at its core still means burg ers and fries. McDonald’s, throughout Europe and elsewhere, is testing ways to address the obesity issue. In Scandinavia, for example, popular healthy local foods have been added to the McMenu, like cod wrapped in rye bread in Finland. In Norway, some outlets sell a salmon burger wrapped in rye bread.In Sweden, no salt is added to the food served. In Australia, McDonald’s took a different approach-it reduced its budget for ads directed to kids by 50 percent. McDonald’s French operation raised the ire of the parent company when it ran a print ad in a women’s magazine quoting a nutritionist’s suggestion that kids shouldn’t eat at the restaurant more than once a week. While the ad was meant to promote McDonald’s and seems reasonable since the French only visit quick service restaurants every two weeks on average anyway, such a campaign would have been heresy in the United States.McDonald’s can fit into a balanced diet. Later, the company recruited a pair of French nutritionists who declared the Big Mac and cheeseburger healthier than traditional French fare such as quiche. Marketers in France have lobbied hard to be allowed to be allowed to use positive lifestyle messages in ads-like emphasizing the importance of physical exercise and a balanced diet-rather than grim health warnings. France’s Ministry of Health appears to be listening, and is now expected to let marketers choose among three or four positive health messages.Industry experts say the government changed its mind out of fear that strong warnings might backfire, causing anxiety among consumers about eating. Moreover France may hope its new law, if not too extreme, will become a blueprint for Europe. Snack Food Industry Responses Snack food and beverage companies like PepsiCo have joined the fray along with the fast-food industry. PepsiCo’s strategy includes adding products like Walker’s Potato Heads, launched recently in the U nited Kingdom as a healthier snack for children, and encouraging exercise.In October 2004, Walker’s did a pedometer giveaway through its Website, backed by a $ 5. 6 million. TV campaign. â€Å"We want to demonstrate that we are taking a responsible approach and make governments aware of what we are doing. In our view it is entirely wrong to pin all the blame on advertising to children, and we think we have moved to the stage where most government accept this. † In Canada.Where about one-third of children aged 2-11 are overweight, Concerned Children’s Advertisers, a group whose members include Nestle Canada, Coca-Cola, General Mills, Kellogg, and Kraft has just begun running  the first of three 60-second spots featuring â€Å"Health Rock,† a colorful animated figure on a T-shirt, who sings about balancing food and activity. In the Asia/Pacific region, few countries except Australia have yet to make food marketing and childhood obesity an issue. In much o f Asia, a Western fast-food meal or a cola is still an occasional treat rather than a daily overindulgence. As childhood obesity begins to register as a concern in China, though, McDonald’s has started promoting healthier items such as† high calcium fruit yogurt† and chocolate pudding and low-fat milk on in-store marketing materials like tray liners.Marketers are also keeping an eye on Brazil. A Sao Paulo university recently analyzed children’s programming and food that 1 out of 10 minutes of advertising was a food commercial. That study is a starting point for the group appointed within a government health organization’s ad unit to examine nutritional claims in advertising to children. Questions 1. How should McDonald’s respond when ads promoting healthy lifestyles featuring Ronald McDonald are equated with Joe Camel and cigarette ads? Should McDonald’s eliminate Ronald McDonald in its ads?2. Discuss the merits of the law proposed by F rance that would require fasr-food companies either to add a health message to commercials or to pay a 1. 5 percent tax on their ad budgets. Propose a strategy for McDonald’s to pay the tax or add health messages, and defend your recommendation. 3. If there is no evidence that obesity rates fall in those countries that ban food advertising to children, why bother? 4. The broad issue facing McDonald’s U. K. is the current attitude toward rising obesity.The company seems to have tried many different approaches to deal with the problem but the problem persists. List all the problems facing McDonald’s and critique their various approaches to solve the problems. 5. Based on your response to question 4 recommend both a short-range and long-range plan for McDonald’s to implement. 6. Explain with the Indian perspective, giving relevant Statistics about the Obesity Problems with Focus on the Teens indulging in Bulimia and the medical issues relating to Obesity lik e Type 2 Diebetis.

Sunday, September 15, 2019

My Best Kept Secret

For a year, we had something special. It wasn't big. It wasn't flashy. But it meant a lot to me. Welcome to JTOP: an arcane collectivity within the walls of Lower Merion High School. JTOP stands for Justin Timberlake Operation Project, an opaque title chosen to baffle anyone who might overhear us mention the organization. I was inducted as the fifth member in November of 2008, joining Maggie, Jake, Patricia and Sarah. At the time, I knew no one in this coterie but Jake, who provided me with little information.He insisted that I would find meaning in the group—that together we would be able to channel our restless frustration and curiosity into something worthwhile—but that I must first be sworn to secrecy. I was dubious, nervous, and excited. Okay. Okay. This is peculiar right? I'm not from Hogwarts, I'm not some top-secret CIA operative—I'm just a girl from a suburb of Philadelphia†¦ right? And what did â€Å"JTOP† even do? That question cannot be an swered so easily. JTOP was a chance for bright kids who love learning†¦to explore. Every meeting, every task, every debate felt like a new adventure.One day Maggie came home from school and informed us of hearing about trepanation, the practice of cutting holes into one's skull. This was creepy†¦ yet fascinating. Why would anyone willfully drill a hole into his or her head? What would that be like? So on a Wednesday night, after we finished our homework, we furtively gathered and watched a documentary that Maggie purchased entitled â€Å"Hole in Your Head,† all about the history of trepanation. Once we decided to make â€Å"circle poetry† for other students whom we admired throughout the school.Some of the students we didn't know personally—just respected from afar. Taking a black Sharpie and ripping out pages from The Philadelphia Inquirer, we began to circle words and letters creating personalized messages. I wrote a poem for Hannah, a girl I knew on ly through her insightful comments in English class. Hannah had lately been bemoaning that she was turning jaded by the stressful experience of junior year. I wrote that she shouldn't let the school system break her and that her infectious enthusiasm is too important to be replaced by cynicism.When we finished, JTOP looked up the recipients' addresses in the phone book, drove to the various homes and anonymously deposited the poems into each of their mailboxes. Once we all attended a school board meeting at which our district was considering proposed changes to the high school grading policy. I stood up and made a speech before the administrators, teachers and community on the defects of the proposal. Another time we found ourselves sitting in a coffee shop trying to figure out if we were stuck on an island which mix of 20 people from our school would we need along with us in order to survive.Another time we clandestinely met at an out-of-the-way Chinese restaurant (JTOP avoids loca tions where we could be likely spotted) and, over egg rolls, debated the merits of biological determinism. Patricia, a fierce advocate of Richard Dawkins, battled Maggie and me, advocates of environmental factors also playing a fundamental role in pushing genetic â€Å"limits. † We decided we needed an adult figure within our organization so we divulged the details of our club to Mohsen Ghodsi, our old 9th grade gifted support teacher, and asked that he serve as our mentor.He was enthusiastic in his support. He not only allowed us to hold JTOP meetings in his classroom during free periods but also supplied us with book titles and journal articles that he felt might interest us. We went creek-walking. We cooked homemade dumplings. We gave opera music a try. We debated the injustice of calling â€Å"shotgun† in the passenger seat of a car. Once, we decided to write â€Å"JTOP† on all the dollar bills we owned in the hope that some day, years from now, they might c ome back to us in currency recirculation. In June I decided to read Tom Wolfe's I Am Charlotte Simmons.The novel describes an idealistic young girl starting her freshman year at a prestigious university, who is recruited for an intellectual discussion club with an opaque misleading name—The Millennial Mutants. The resemblance between Charlotte Simmons' club and JTOP was uncanny. I realized though, it wasn't mere coincidence that Tom Wolfe described a society similar to JTOP. And, importantly, the parallels did not make me feel generic. To the contrary, they made me feel like I was a part of something much bigger. Something universal.It was exciting to think about people living â€Å"the life of the mind† elsewhere, in different schools and states and perhaps in secret clubs of their own. The notion that there are many people out there who band together in the free pursuit of ideas and experiences was comforting and validating. Maybe it all sounds trivial. Perhaps intel ligent students shouldn't be â€Å"wasting their time† writing acronyms on dollars and instead direct more focus to investing time into an internship or â€Å"getting ahead. † But I disagree. When I look back on my junior year I feel lucky to have received such a precious experience.Where is JTOP now you might ask? Well, we're all still friends, but the club definitely lost its fire over the summer, and I can't really predict what the future holds for it. But, that's okay. Just having been able to experience unfettered adolescent discovery, with people who have the same interests as I, is something that I believe really matters. And knowing that I'm not alone, and that others out there are also exploring—well that matters too. And knowing that I'll meet many more people in college who share the same passions, well that's the most exciting prospect of all

Saturday, September 14, 2019

Pride and Prejudice Analysis on the Theme of Love Essay

* Ultimately, Pride and Prejudice is a love story in that the way Darcy/Elizabeth and Bingley/Jane finally come together forms the basis of the plot. * True love, as it is represented in the novel, can overcome the odds such as the interference of well-meaning friends as well as pride and prejudice. It lasts over time and is not based on a few weeks’ acquaintance. Austen seems to believe in love based on mutual gratitude, esteem and respect. Being intellectually and characteristically equal also seems to be important. This is demonstrated in the characters and relationships mentioned above. The power of love to change people is also explored with Elizabeth and Darcy becoming better people as a result of their relationship. * Some other marriages such as Wickham/Lydia, Mr. and Mrs. Bennet and Mr. Collins/Charlotte are looked upon disapprovingly because they are not marriages of true love, but marriages based on desire or financial convenience. Marriage * Marriage is seen as necessary for social respectability and material comfort. The sole aim of Mrs. Bennet’s life is get her daughters married, hence showing its importance. * There are different aims and kinds of marriages. Marriages for convenience, financial security, desire and of course, love are the most common ones. * There is the question of where to draw the line between the prudent and mercenary motive in marriage. * The novel reflects the real societal problem of the lack of availability of suitable partners, reflected in Charlotte’s desire to grasp at anything. * Austen shows that marriage can be motivated by love and not money through the main characters. Darcy and Bingley both marry socially and financially inferior women. * â€Å"She began now to comprehend that he was exactly the man, who, in disposition and talents, would most suit her. His understanding and temper, though unlike her own, would have answered all her wishes. It was a union that must have been to the advantage of both; by her ease and liveliness, his mind might have been softened, his manners improved, and from his judgement, information, and knowledge of the world, she must have received benefit of greater importance. But no such happy marriage could now teach the admiring multitude what connubial felicity really was.† (P.295-6) Wealth * In the novel, wealth is seen as beneficial commodity but not necessarily guaranteeing happiness, morality and good sense. Bingley and Darcy choose their wives for their character and beauty probably because they have a better chance of happiness. Miss Bingley is rich but lacking in good morals and kindness. Lady Catherine is also rich but lacking in good sense. * Solely marrying for money is frowned upon, i.e. Mr. Wickham, Mrs. Bennet’s vulgar desire to have her daughters marry rich men * Austen places character above material wealth in terms of choosing a marriage partner, as Elizabeth initially refuses Darcy despite his great fortune. * Austen shows that worth is not based on wealth or social, that personal qualities are important too, such as morality and intelligence. First impressions * Linked to prejudice, Austen shows that first impressions are not always a true reflection of the way things really are. This is shown best through the characters of Wickham and Darcy. * Darcy also has to overcome his first impression of Elizabeth, especially her less than friendly attitude towards him. * Austen endorses the value of not judging a person immediately but taking time to see their true character. Pride * Austen disapproves of excessive pride through the depictions of Lady Catherine, Darcy and Mr. Collins. Lady Catherine thinks she has a right to interfere in all aspects people’s lives, Mr. Collins is arrogant because of his association with Lady Catherine and his moral rightness and Darcy’s pride provokes the dislike of people, in particular, Elizabeth. Elizabeth is also proud in that she stubbornly believes she is right about Darcy and persists in disliking him. * â€Å"Pride is a very common failing, I believe. By all that I have ever read, I am convinced that it is very common indeed, that human nature is particularly prone to it, and that there are very few of us who do not cherish a feeling of self-complacency on the score of some quality, real or imaginary.† * Mary also says, â€Å"Vanity and pride are different things, though the words are often used synonymously.† (P.21) Pride is about what we think of ourselves, while vanity is about the opinions of others. Ignorance * Austen disapproves of ignorance, demonstrated in the way that certain characters are mocked for their stupidity, in particular, Mrs. Bennet, Lydia, Mr. Collins and Lady Catherine. Their ignorance is often a source of humour. * Austen endorses intelligence – both Darcy and Elizabeth are intelligent, and seems to promote reading for the getting of knowledge and understanding. * To some extent, Elizabeth is ignorant too because of her prejudice towards Wickham and Darcy. â€Å"Pleased with the preference of one, and offended by the neglect of the other, on the very beginning of our acquaintance, I have courted prepossession and ignorance, and driven reason away.† (P.202) Therefore, prejudice is linked with ignorance. Similarly, people dislike Darcy because of ignorance; they don’t who he really is. Courtship * The novel explores different methods of courtship. Mr. Collins and Mr. Darcy both have interesting methods. Mr. Darcy apologises for being in love and insults Elizabeth. Mr. Collins lists all the practical benefits of marriage for himself and is totally unconvincing in his expressions of love. They sound like the complements he likes to create and prepare. * Jane conceals her affection too much. â€Å"If a woman conceals her affection with the same skill from the object of it, she may lose the opportunity of fixing him; and it will then be but poor consolation to believe the world equally in the dark.† (P.22) Characters Elizabeth Bennet * Lively, attractive, spirited, articulate, well-mannered, affectionate, genteel * intelligent, perceptive, well-read, independent, rational * Easily prejudiced positively and negatively; determined to dislike Darcy and like Wickham * High moral standards; high ideals about marriage and love * Cheerful disposition; able to laugh at her misfortunes * Realises her mistakes and follies when she sees Darcy’s nature * Ashamed of the oddities of her family, yet devoted to their wellbeing * Displays strength and intelligence when confronted by Lady Catherine; sees through her wealth and status Fitzwilliam Darcy * Handsome, refined, discreet, intelligent, articulate * Morally upright, devoted to his sister, honest, honourable, loving, highly praised by housekeeper, accepts blame * conscious of his pedigree, arrogant, shy, uncomfortable around strangers, reserved * Becomes more modest, humble and well-mannered after Elizabeth reprimands him Jane Bennet * Attractive, genteel, kind, inclined to think the best of people, sensitive, modest, patient, a little bit too perfect to be true Charles Bingley * Sociable, lively, unreserved, keen on pleasing others, relies on Darcy for guidance, kind, loved by everyone, gentleman-like, lacks resolution and his own opinion Mr. Bennet * Quick, reserved, sarcastic, humorous, capricious, has philosophic composure * Is content to laugh at the oddities of his family without endeavouring to fix them * Irresponsible towards his family; realises this after the Lydia/Wickham affair * Favours Elizabeth because they are similar in intellectualism and character * Well-read, likes the country, shuts himself in his library away from his family * Regrets marrying a woman he can’t respect, enjoys teasing his wife Mrs. Bennet * Comic figure, foolish, talkative, snobbish, ignorant, uncertain temper, small-minded, naive * Business of life was to get her daughters married; nothing matters more to her, hypocritical Caroline Bingley * Shallow, materialistic, snobbish, unkind, lacks integrity, wants Darcy, hypocritical Mr. Collins * Comic figure, absurd, complements everything, thinks he is serious, apologises excessively * Feels proud because of his association with Lady Catherine and because of his moral uprightness * Marries solely for practical reasons, not for love * Other people generally can’t stand him except for Charlotte who seems to be willing to tolerate him Lady Catherine de Bourgh * Comic figure; associated with author’s satire of appearances and good breeding * Arrogant, authoritative, thinks she has a right to dictate every aspect of people’s lives * Patronising, condescending; perhaps this is suits her role as a patroness * Lacks wisdom and gentility, forthright, conscious of her rank and pedigree Mr. Wickham * Uses his good looks and charm to attract wealthy women for their money, seems to have no morals, has all the appearance of goodness, lives wildly, squanders all his money, takes advantage of other people’s kindness, initially loved by everyone, stands in contrast to Darcy Charlotte Lucas * Pragmatic in terms of marriage, seems to eager to grasp at any offer of marriage Mr. & Mrs. Gardiner * Like-minded to Jane and Elizabeth, one of the few relatives Elizabeth isn’t ashamed of. Lydia Bennet * High-spirited, similar to her mother, obsessed with officers, wild and unrestrained, uncivil, boisterous, talkative, unashamed, fearless, noisy Mary Bennet * Studious, well-read, intellectual, prides herself on morality and sense, works hard for accomplishments, has a conceited and pedantic air Style * Use of exaggeration * Formal, refined language; elegant dialogue * Subtle, light touch, not vicious or forceful * Irony – â€Å"In a fortnight they (the officers) were to go, and once gone, she (Elizabeth) hoped there could be nothing more to plague her on his (Wickham) account.† (P.215). This is irony in setting up for Lydia’s elopement with Wickham. * Caricature – Mrs. Bennet, Mr. Collins and Lady Catherine are all examples of what Jane Austen thinks people should not be. Setting * Small country town – gossip, ignorance, small-mindedness. â€Å"Mr. Darcy†¦drew†¦attention†¦by his fine, tall person†¦and the report which was in general circulation within five minutes after his entrance, of his having ten thousand a year.† (P.12) In a small town, all they do visit each other and gossip, especially people like Mrs. Bennet. Also reflected in Mrs. Bennet is the small-mindedness and ignorance. * 18th century England – reflected in social conventions, social rank, class system, marriage. > Social conventions – The Bennet girls couldn’t visit Bingley until Mr. Bennet went first. Husbands and wives rarely referred to each other by first names in front of servants. > Social rank and class system – Darcy, Bingley and Lady Catherine are higher in rank than the Bennets, the Lucases and the Collins’. Therefore the Bennet girls were advancing in their status by marrying Darcy and Bingley. There is hardly any mention of the lower classes > Marriage – the general opinion was that marriage equalled happiness, social security and financial convenience especially for women. Context * Much social upheaval in other parts of Europe; however, this is not evident in this novel. England was still very much a class-ridden society. Austen only focuses on the comfortable lives of the middle and upper classes. It was fashionable for young ladies of the middle class to do as little domestic work as possible. This is why the Bennet girls seem to have nothing to do except visit officers, shop, go to balls, socialise, play music and read.

Impact of Inflation on Common Man Essay

* The banking industry produces some of the most lucrative profit margins around. If you are interested in starting your own bank then you need to be prepared for the fund-raising, organizing and form filing required to set one up. These steps will help make the process easier * Evaluate how practical it is for you to start a bank. Look at your business experience. You will need to have business management skills, financial management skills and fund-raising skills. * 2 Get to know your market. Before you start a bank you need to find a hole in your current market. After all people are not going to come to a start up bank if they can’t offer the customer something unique. If your local market is already saturated with banks consider moving your bank to an outlying area that is underserved by financial institutions, or consider starting an online bank. * Sponsored Links * Laser Marking Printers Print On Extremely Small Areas W/ High Speed And Print Quality! videojet.com/Free_Whitepaper * 3 Recruit professionals to head the board of your bank. Look for people who you can work well with, for people who have banking skills and experience and for people who have business management skills and experience. * 4 Research the requirements your state has for starting a bank. You can find this information at your state’s Department of Financial Institutions. * 5 Create a plan for raising the required capital funds for your bank. Search for investors, grant programs and ways to earn money to back your bank’s start up. Expect to be required to raise millions of dollars for your bank’s start up. California, for example, requires charter banks to have between $6 million and $10 million dollars in capital funds before their doors open. * 6 Download and fill out the required paperwork for starting a bank. These forms can be found online at your state’s Department of Financial Institutions’ website. This application packet will include a general information sheet, several questionnaires, financial reporting sheets and eligibility checklists. You will also be required to complete supplemental documentation to back up your request to start a bank. You may need to put together a proposal for your bank and you may also need to create a business plan. * 7 Wait for approval. This can take between several weeks and several months. * 8 Implement your business plan after getting approved by your state’s Department of Financial Institutions. Start your fundraising, look for a building, acquire insurance and bonding, hire employees and develop a marketing campaign. Sponsored Links Read more: How to Start a Bank | eHow.com http://www.ehow.com/how_2062432_start-bank.html#ixzz2KNFkFA2m

Friday, September 13, 2019

Business & Society Research Paper Example | Topics and Well Written Essays - 1750 words

Business & Society - Research Paper Example ss organizations to act ethically to promote an enabling environment, which is conducive for business thus, ensuring no single company gets an unfair advantage over the others. Business ethics is not only limited to the manner in which organizations conduct themselves in the business environment but also to the manner in which they respond to legal obligations like adherence to laws & regulations governing the business environment in which they operate. Corporate social responsibility is also another front in which companies demonstrate business ethics. It is not in order for a firm to conduct business in a certain locality and make large turnovers without giving back to the society that is responsible for its success. A business firm will be deemed unethical if it fails to give back to the society in terms of corporate social responsibility activities since the society provides the enabling environment for it to exist and flourish economically (Shaw, 2008). Bayou Hedge fund is an American Company operating in the financial industry. It was established in 1996 by Samuel Israel. This fund group comprised a number of pyramid scheme companies that came together under the umbrella Bayou Hedge fund group. In its inception, the founder Mr. Samuel Israel duped investors to commit their money into the company in the hope that it will triple in a period of less than 5 years. Many investors bought the scrupulous idea and committed a substantial amount of money into Bayou hedge group. Records show that the initial amount of money that was raised by investors was approximately $450 million. The group’s founder convinced the investors who had come on board that in a period of five years that is 1996-2001, the investment would have regenerated to $4 billion. I think the investors failed to conduct due diligence feasibility on their investment as they would have come up with formidable reasons to forego the option of investing in the company, h owever, the deal was too sweet

Thursday, September 12, 2019

Failure of democracy in developing countries Research Paper

Failure of democracy in developing countries - Research Paper Example According to the Economist Intelligence Unit’s report on the status of democracies in the world, in 2014, almost 70% developing states’ democratic governing systems were characterized as the â€Å"flawed democracies.† According to the report, deficiencies in the governing process, electoral system, political culture, and civil rights have played a crucial role in failure of democracies developing states. After the end of the World War II, especially during the Cold War era, western powers were engaged in aggressive promotion of democracy in developing and third world countries. During the period, democratic peace theory, which was introduced by Immanuel Kant in 1795, emerged as the widely recognized theory in the global politics and academic spheres. This theory is the core of western promotion campaigns of democracy in developing states. According to the theory, democracy plays a vital role in development of economic stability, security and peace. The theory further claims that democratic states are usually peaceful and comparably less war-oriented. Therefore, it is assumed that the larger the number of democratic states in the world will lead to the less possibility of war and the greater assurance of social and economic stability and peace in the society. On the basic of various scholarly researches and available data, the present paper provides numerous pieces of evidence that w ill cast serious doubts on the validity of the democratic peace theory. In other words, by confuting the major assumptions of democratic peace theory, the paper exposes the failure of democracy in developing world and argues that only the potential spread of democracy won’t lead to more secure world, rather flawed and unmethodical promotion of democracy can lead to more instability and insecurity in the world. Since the period of Cold War, Western powers have